Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Thursday, May 14, 2015

This blog is mentioned as an "Essential" Site on Richmond Goodlife

Richmond Goodlife is a guide to all things Richmond, VA that seems to have a techie slant. 
This blog is one of three 'essential' sites for locating anything used or for bargains in the Richmond, VA area.
http://richmondgoodlife.com/richmond_used.htm

Tuesday, May 05, 2015

'TIS YARD SALE SEASON

'TIS GETTING TO BE PRIMO YARD/GARAGE SALE/FLEA MARKET SEASON!
IF YOU ARE IN THE RICHMOND OR CENTRAL VIRGINIA AREA & YOU ARE HAVING A YARD SALE OR KNOW OF A GOOD ONE COMING UP SOON, LET US KNOW HERE AT FRUGAL RICHMOND!
WE'LL POST YOUR INFO. FREE OF CHARGE HERE & ON THE CORRESPONDING FACEBOOK PAGE.


Thursday, April 30, 2015

FREE OR LOW COST ONLINE EDUCATION

Below are some links to some online education sites. Only one is totally free but most have discounts & compared to traditional college & university costs they are cheap!


https://www.udemy.com

Sign up for their newsletter & get a 50% coupon for one course!

http://www.shawacademy.com/

Not cheap but Living Social & Groupon feature discount vouchers that can make these courses very inexpensive.

http://skillcrush.com/

Not cheap but not expensive for what you get. As you learn they coach you & give you leads so you can make money from your budding skills as you learn! All courses are IT related.

https://www.mooc-list.com/

List of free Massive Online Only Courses. 

https://www.khanacademy.org/

Free courses! These are aimed at secondary schoolers but many of us (including moi!) need to refresh our basics or even learn/update a few new things. And for free, why not? 

http://www.openculture.com/

Links to free e-books, free textbooks, free online courses & more!

https://teamtreehouse.com/
Treehouse is an online educational venue for coding, design and related business courses. You get two weeks free to try them out. The fees are quite reasonable: $25.00 a month for the regular plan or $49.00 for the Pro Plan.  Most people would need only the regular plan, especially when they first sign on.

HOW TO GET FREE OR CHEAP E-BOOKS & KINDLES

Want to read free or very low cost e-books? 


Try some of these sites:

Free Kindles Today
(Free Kindle books that are oriented towards online business and self-help)

Buck Books
(e-books for  a buck. Usually has at least one freebie per day.)

Book Bub 
(free and cheap e-books. Never over $2.99)

Free Computer/Tech Books

Open Culture
(Free E-books, e-textbooks, movies and more)

Forgotten Books 
(1 free book download per day. You can download as many as you want with a paid subscription. Read for free online.) 

Google Books
(some free, some not)

Project Gutenberg

Amazon 
(search for free Kindles in the Kindle shop)

OverDrive 
(Borrow e-books, etc. from your public library if you have a library card.)

Digital Books Today
(Lists the top 100 Free e-books)

Thursday, April 16, 2015

ALDI IS COMING TO RICHMOND!

Discount grocer ALDI is coming soon to Richmond!
On APRIL 23, 2015 two stores are opening:
1776 N. Parham Road in Henrico Co. &
465 Charles H. Dimmock Parkway in Colonial Heights .
Aldi signed leases and/or submitted plans for other stores in the Richmond area at:
the Staples Mill Square shopping center in Henrico (near the Kroger Marketplace ). This store should open this fall;
Hanover Village shopping center on Mechanicsville Turnpike at Lee Davis Road in eastern Hanover, which also should open this fall;
1.3 acres at 927 Myers St. (a former Bill’s Barbecue site) just off the Boulevard near West Broad Street in Richmond; (prospective opening unknown)
the 7300 block of Forest Hill Avenue in South Richmond; &
the intersection of Robious Road and Mall Drive in Chesterfield Co..(prospective opening unknown)
A store is also opening in Waynesboro, VA this spring.
UPDATE: The two Aldi's stores are now open for business!
The link below goes to a RTD article with photos of the new Henrico store:
http://www.richmond.com/business/local/article_6cffad8e-22c6-5da4-8ecc-938ef1af7328.html

Monday, December 29, 2008

WE THE SAVERS


In this uncertain economic time, being frugal is more important than ever. 
Being a saver is part of the frugal lifestyle. Saving money allows us freedom from fear when unexpected expenses occur, allows us to buy things without going into debt and helps us secure a decent retirement and old age.
America used to be a nation of savers. No more! We are a nation of credit-crazy debtors, from the individual and family on Main Street to the head honchos on Wall Street and our own federal government.
The is no time like the present to start to reverse our fortunes, get out of debt and save, save, save!
It will take time, it will take courage and persistence but it can happen if we just start NOW! No amount is too little to start saving. Round up that change lurking between the couch cushions, save your change after purchases, pocket the savings from coupons and rebates. The more you do this, the easier it gets!
Go sign the pledge at We The Savers to get started.

Tuesday, June 19, 2007

Grocery & Other Coupons

Sometimes using coupons can save you lots of money; just be sure you are using the coupon for something you need anyway!
In the case of grocery coupons: Try to use your coupons on sales, on double-coupon days and on other discount days (such as senior discount days) to maximize their value. Check to see if using a coupon is your best deal or if buying a generic or store brand of the same item is a better deal.
Sometimes coupons can be the best deal, especially if you prefer the name-brand item.
Some places I've found coupons:
  • www.valpak.com
  • www.smartsource.com
  • www.coolsavings.com
  • In the Sunday newspaper and in mailers such as MoneyClip & Reach.
  • Newspaper Websites
  • Manufacturers and store websites.
  • Email newsletters from manufacturers or stores.
  • Back of packages & inserts in packages and on trial sizes
  • Coupon dispensers on store shelves and flyers in stores.
  • Coupon trading boxes in stores.
  • Sign up for your local grocery's customer card. They will send you coupons or take coupons out of your grocery purchase receipt at the checkout.
  • Check-out coupons at the grocery or drugstore and coupons on the back of your store receipt.
  • Here's a site that thoroughly covers the topic of grocery coupon savings: http://www.grocerycouponguide.com/
  • If you know of a great coupon source, please post in the comment section!

Tuesday, April 24, 2007

Some thoughts on frugality...

I hear various people complaining that they have trouble making ends meet. But when I listen further, I find that these people invariably have unnecessary, and often foolish expenses that are using up their paychecks.
(Before I get rude comments: I know people have unforeseen expenses such as medical bills, car repairs or a sudden loss of income. I know some people make peanuts and any normal expense is a stretch for them. That's not the people I am writing about here.)
Do you really NEED cable or satellite TV services or if you live in an area that won't receive tv without a dish, do you need the premium service? Do you need the fanciest cellphone and cell service plan? Do you smoke? Are you driving a gas guzzler and/or high-end car when you could drive an economy vehicle or take public transit? How about that daily latte at the coffee shop?
Think about these things!
Take smoking: Smoking wrecks your health and appearance. Your medical and dental bills go up, your insurance rates rise and you will lose your looks earlier and need fancy face creams sooner than a non-smoker.

Smokers: I must tell you this: your breath and clothes/hair/house stink! They reek! The awful stench alone should get you to stop smoking but maybe your sense of smell is diminished by your damn stinky coffin nails.
These days cigarettes retail for around $4.00 per pack (or a tad less if buy the bargain brand by the carton at an outlet or Costco.)
Say you smoke even one pack a day:
That's 4 x 365 or $1,460 a year up in smoke and eating up your lungs! If you smoke TWO packs a day, you spent around $2920 !!!
If you put that same amount in a high-yield savings account or invested it, you would be earning money and have a tidy sum.
When you are fretting about making ends meet, think of stopping the frivolous expenses. I'm not saying you should be a skinflint and deny yourself every pleasure ( I am not like that!), but when you get rid of the bloated expenses, you have more room for the fun stuff and can put the money saved towards your life dreams.